Your Partner for Digital Transformation

Our Company

Fulcrum Labs is a technology development company solely focused on serving the mortgage ecosystem of lenders, brokers, investors & advisors.

We believe relationships matter, people truly make a difference & that technology should be accessible for all. 

That’s why after years of developing mortgage technology which has processed over $100 billion in loans for some of the country’s largest lenders, we are democratizing access for all lenders, brokers and advisors seeking to build their own online-lending platforms.

We believe that when technology is equally accessible, service will win the day & ultimately provide the best possible outcome for the end-client. 

Our unique expertise rests in our prior roles as former in-house full stack engineers, product managers, operators and investors. We've built scalable and sophisticated technology applications, built and operated technology companies & maintain a keen eye for design. 

The Founders of Fulcrum Labs met at the founding of TapCap a digital mortgage lender, which was spun out of Greystone. Their technology expertise and know-how were used to rebuild the entire lending platform, which was subsequently sold to Walker & Dunlop (NYSE: WD). 

Maxwell Wu

Co-Founder | CEO

Maxwell bridges the gap between finance and technology, developing strategies and products with data that help businesses capture value and operate in the digital age.

Formerly, he was the Chief Underwriter at TapCap (acquired by Walker & Dunlop; NYSE: WD), where he most notably created the firm’s underwriting algorithm and grew the lending pipeline from zero to $1B in two quarters. Previously, he has been a private equity investor and investment banker underwriting over $10B in real estate across all asset classes.

Maxwell graduated from the University of California, Santa Barbara and received a Masters in Real Estate from Columbia University.

Kenneth Mendonça

Co-Founder | CTO

Kenneth architects and engineers all of our software, integrating our models, turning our designs into user-friendly interfaces and ensuring all Fulcrum Labs products are operating seamlessly.

Formerly, Kenneth worked for a growing InsureTech start-up where he helped scale their product to thousands of users, established new insurance verticals for global brands & helped to develop underwriting engines for Farmers Insurance. Prior to that, Kenneth was the sole backend engineer at TapCap (acquired by Walker & Dunlop; NYSE: WD) where he built an array of cloud based tools used to originate and underwrite multifamily loans at scale.

Kenneth received his bachelors in Neuroscience & Behavior from the University of California, Santa Cruz.